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Looking for inexpensive health insurance with a top-rated company? Here's where to get the best affordable health insurance plans with A-rated companies.Health Insurance PlansThere are a number of different plans available. The most popular ones include:* Fee-for-service plans. These plans are the traditional plans whereby you pay a monthly premium for health care coverage that includes visits to your doctor, hospital expenses, and prescription drug costs. With these plans you pay deductible (usually $500 to $2,000), then your insurer pays a percentage of your bill (usually 80%).* Managed health care plans. These plans - HMos, POSs, and PPOs - assign you to a group of doctors, specialists, and hospitals that you use for your health care needs. Your coverage includes doctor visits, hospital fees, and prescription drug costs. Some plans… Continue reading

Looking to save money on your health insurance? Want to know how do it? Here are the 6 best ways to save money on your health insurance.1. Government health care programsFederal and state governments offer a number of low cost and no cost health care programs for low income families, the elderly, pregnant women, and children. To find out if you qualify for one of these programs, visit you state's department of insurance website or call them on the phone.2. Shop ratesIf you don't qualify for a government program, the best way to save money on health insurance is to shop rates from various companies. You can save hundreds of dollars by simply going to an insurance comparison website, comparing rates from different companies, and choosing the best rate. Most… Continue reading